Bangalore: The number of people living with HIV in India runs into millions. Yet, insurance companies have largely ignored them, till now.
In a first, a group health insurance plan was launched for 250 HIV-affected people on Wednesday. The scheme is supported by the United States Agency for International Development (USAID) under Project Connect, a programme designed to build public-private partnership to combat HIV and tuberculosis in India.
Population Services International (PSI), an NGO, in partnership with Star Health and Allied Insurance Company and the Karnataka Network for Positive People (KNP+) launched the scheme.
The policy, not available to individuals, will be given to a group of about 300. In Karnataka, the policy has been given to 250 applicants from six districts—Bellary, Mangalore, Mandya, Udupi, Kolar and Mysore. K Sujatha Rao, director general of National AIDS Control Organization (NACO), said they were also trying to work on a policy that would explore the possibility of getting applicants to start saving for medical treatment. There will be 175 link centres in the state, she said. NACO has a budget of Rs 11,000 crore this year, Rs 150 crore of it being spent on information and communication.
After handing over policies to HIV+ people, health minister B Sriramulu said there was a need to create different models to help such initiatives reach more people. He assured he would talk to the health department and explore the possibility of the government paying part of the premium on these policies. POLICY PLAN
HIV/AIDS group insurance policy covers only those infected with HIV. No age limit
Policy size is Rs 30,000. Half of it will cover hospitalization costs, excluding tuberculosis and gastroenteritis, and the remaining half will be disbursed to the subscriber at the AIDS stage
Insurance subscriber will get cashless facility at empanelled hospitals
Premium of Rs 750 per annum to be paid by the subscriber. An NGO will pay a subsidy of Rs 750 for every policy
In a first, a group health insurance plan was launched for 250 HIV-affected people on Wednesday. The scheme is supported by the United States Agency for International Development (USAID) under Project Connect, a programme designed to build public-private partnership to combat HIV and tuberculosis in India.
Population Services International (PSI), an NGO, in partnership with Star Health and Allied Insurance Company and the Karnataka Network for Positive People (KNP+) launched the scheme.
The policy, not available to individuals, will be given to a group of about 300. In Karnataka, the policy has been given to 250 applicants from six districts—Bellary, Mangalore, Mandya, Udupi, Kolar and Mysore. K Sujatha Rao, director general of National AIDS Control Organization (NACO), said they were also trying to work on a policy that would explore the possibility of getting applicants to start saving for medical treatment. There will be 175 link centres in the state, she said. NACO has a budget of Rs 11,000 crore this year, Rs 150 crore of it being spent on information and communication.
After handing over policies to HIV+ people, health minister B Sriramulu said there was a need to create different models to help such initiatives reach more people. He assured he would talk to the health department and explore the possibility of the government paying part of the premium on these policies. POLICY PLAN
HIV/AIDS group insurance policy covers only those infected with HIV. No age limit
Policy size is Rs 30,000. Half of it will cover hospitalization costs, excluding tuberculosis and gastroenteritis, and the remaining half will be disbursed to the subscriber at the AIDS stage
Insurance subscriber will get cashless facility at empanelled hospitals
Premium of Rs 750 per annum to be paid by the subscriber. An NGO will pay a subsidy of Rs 750 for every policy
So, try now
Posts
No comments:
Post a Comment